PayVerify vs NOWPayments
NOWPayments is a low-fee gateway with a huge coin list. PayVerify is narrower on purpose — non-custodial by default, TON-native, and built for recurring billing. Here's the honest comparison.
Side by side
| PayVerify | NOWPayments | |
|---|---|---|
| Custody model | Non-custodial by default | Custodial by default, non-custodial opt-in |
| Holds your keys / funds | Never | By default, yes (until settled) |
| Coin coverage | Focused: USDT on TON (TRC-20 reference) | 200+ assets |
| TON as a first-class rail | Yes — built for it | One of many |
| Recurring subscriptions | Yes, non-custodial | Limited |
| Self-hostable | Yes (~€5/mo box) | No |
| Signed webhooks | HMAC, durable retries | Yes (IPN) |
| Pricing | Flat / self-host — no cut of revenue | 0.5% per transaction |
When PayVerify is the better fit
You want non-custodial by default (not as an opt-in you have to configure and trust), you're building on TON or want the cheapest USDT settlement, you need recurring crypto subscriptions that actually work, you want to self-host, or you'd rather pay a flat fee than a percentage of everything you sell.
When NOWPayments might suit you
You need to accept a long tail of coins (200+), you want auto-conversion between many tokens at checkout, or you specifically want a hosted custodial flow with fiat settlement. A fair comparison names where the other tool wins — and breadth of coins is theirs.
The core difference
NOWPayments optimizes for coverage. PayVerify optimizes for custody and recurring revenue on TON. If your business is a USDT-on-TON SaaS, membership, bot, or paywall, the narrow tool is the better one.